The majority of SIDI’s partners are located in low-banking countries, where less than 40% of the population has a bank account. Local financial services are essential to enable vulnerable populations to develop their economic activities and increase their resilience in the face of ecological and climatic crises. That’s why our core business is to support the structuring and growth of microfinance institutions (MFIs), especially the smaller ones that receive little or no financing from other traditional players.
Supporting players in the inclusive finance sector for over 40 years, we have recognized expertise in supporting and financing structures undergoing consolidation. Our small size enables us to be agile and adapt our offer to a demand that varies greatly depending on the context. We can offer long-term equity investments with no exit restrictions, local currency loans, guarantees, support and networking.
Which microfinance services
Do we support SIDI?
73%
of partner MFIs’ portfolios dedicated to income-generating activities on average
These income-generating activities primarily concern agriculture, commerce and handicrafts. By investing in these MFIs, we play an active part in the economic development of the target areas and in empowering the people who live there.
85%
of partner MFIs offer non-financial services to their customers in addition to credit and savings services
Non-financial services include, for example, financial education, business training and mutual health insurance. These essential services in turn contribute to the economic strengthening and resilience of the beneficiaries.
24%
of their portfolio is dedicated to agriculture
Financing the agricultural sector is crucial to food security, employment and resilience in the face of climate change.
69%
partner MFIs offer savings
Why is this important? Offering savings as a complement to credit contributes to the security and financial independence of beneficiaries.
1309€
Average loan granted by MFIs (excluding banks) to their beneficiaries
The average loan of SIDI’s partner MFIs is much lower than the average loan of MFIs financed by other microfinance investors. That’s exactly what we’re looking for: support for MFIs that themselves target particularly poor populations with less capacity for indebtedness. For most customers, their first access to formal financing is through these MFIs.
What’s more, the MFIs we target are often unlikely to have access to financing. Through our support, we help make them attractive to other investors, enabling them to develop their business.
