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ECLOF KENYA is one of the country’s most social and agricultural microfinance institutions. It is the figurehead of the ECLOF International network, based in Switzerland, from which it receives funding, technical support and assistance in strengthening its social and environmental performance. This MFI mainly finances rural customers through loans to very small groups. It is present in 70% of the country.
Although it is among the most developed African countries, Kenya has been suffering for several years from a crisis linked to several factors: COVID-19, inflation, drought, an uncertain electoral period, high external debt, and monetary instability. In 2024, the “Gen Z” younger generation rose up against corruption and poor governance. Despite these rather cyclical conditions, the country remains highly attractive and at the forefront of microfinance, digital technologies, and innovation in Africa in general.
ECLOF Kenya’s impact is particularly significant among women, especially in rural areas, within the livestock sector through numerous tailor-made products, as well as in the small-scale trade sector. Furthermore, ECLOF is at the forefront of climate finance, offering products dedicated to renewable energy and agroecology.
